Mission

We develop solutions for
the Credit Life Cycle

We optimize credit life cycle processes through data intelligence and our proprietary tech solutions.

Our purpose

To promote the development of the welfare society by improving credit processes, making them fairer and increasing market confidence.

Vision

To be the leader for Europe and Latin America in TECH & DATA solutions for the credit life cycle.

+75.000 M€

Managed with Recovery

+250.000

Legal cases managed with Legalagile®

+430 M€

Efficiencies through data
analysis for our clients

+85%

Property repossession recovery
with LegalREO®

+28 Million

Cases managed with Suite Kíneox®

+70 M€

Debt collected with Loanmanager®

+500.000

Properties Managed

+1 Million

Requests processed with Prosuite®

Figures of the efficient transformation

We deliver our mission through our software products and digital platforms. They are all focused on delivering tangible efficiencies and returns and have a clear and easily demonstrable business case for application.

Find out what we can do for your business.


The 2023 annual report is now available

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Our values

automatizacion

Understanding INNOVATION as INCREMENTAL

Innovation is not a project or a department, but rather a capability of all members of our company to move in the same direction as the customer, without being too far ahead in a disruptive way, only a half step ahead, in order to easily incorporate it and enable the next step.

 

configuracion-b

We place the CUSTOMER AT THE CENTER

We eliminate layers, bureaucracy, and ensure that teams know the customer and common goals perfectly.

software

MERITOCRACY

As the foundation of our culture: we recognize the merits of all members of the company at all levels in order to be a fair company.

software

GLOBAL VISION

We prioritize teamwork and the accomplishment of goals and projects as a group over individual goals within each area. There are always opportunities that fall through the cracks and hidden synergies.

Learn about our history

2024
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2024

AIS

pfsTECH&DATA successfully acquires the Artificial Intelligence Pioneer, AIS Group

INNOVA

pfsTECH&DATA Increases Its Commitment to the SME Market with the Integration of INNOVA

2023
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2023

pfs splits into 2 companies

The group makes the decision to split its businesses into two independent companies: pfsLEGAL and pfsTECH&DATA

2022
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2022

Kíneox

The technology company Kíneox is integrated into pfs, making us leaders in the digital collection and recovery market.

AnaCap backs pfs

AnaCap has invested in software and technological risk lifecycle management solutions company pfs.

2021
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2021

LexTools

We add the company LexTools, expanding our capabilities to serve the legal market through technology.

Portugal

We open pfs delegation in Lisbon, Portugal, being this our first step in the internationalisation of the company.

Retail and Ventures Area

In order to increase and diversify the client base and also to generate and promote new intellectual property, the retail and ventures line is born.

pfs establishes itself in México

pfs crosses the pond with the integration of the technology company Telepro.

 

2020
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2020

Waavi

Second M&A operation, in which we incorporated Waavi as a disruptive innovation laboratory, providing us with the capacity to “Innovation made fast&smart”.

2019
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2019

New line of specialisation for the insurance market

To bring our software products and digital platforms to the insurance market, we created a line of specialisation that allowed us to align ourselves with the specific needs of this sector.

2018
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2018

ABA and ASSISTO

Our first M&A transaction focused on integrating traditional legal business to transform it into a digital services platform and expand our capabilities. We thus became the market leader.

2017
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2017

We expanded markets for our software products

We expanded and diversified our target markets, opening up our technology to customers in other segments.

2015
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2015

Expansion of the legal services platform

In order to efficiently transform the legal process of large corporations, we expanded the digital platform and integrated procurement as an essential part of the end-to-end solution.

2011
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2011

First digital services platform: legal business

We launch our first specialised service in digital platform format, supported by strong business process know-how and software products that were already a hit with financial clients at the time.

2008
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2008

New business and focus on software products

2008 is when the pfs as we know it really took shape. Capacities were expanded, adding to training the consulting business and software products, which were still very much focused solely on the banking credit risk niche.

1999
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1999

Creation of pfs

In 1999 the seed of pfs was created, whose original mission was to train bank and savings bank employees in credit risk matters.